| |
| Home : Personal Banking : Barclayloan : Pricing & Service Charges |
| |
Pricing and Service Charges |
 |
| |
| Pricing |
| Standard Personal Finance Facility |
| Salaried individuals |
25% - 33% p.a |
| Government & Armed Forces |
27% p.a |
| Self-Employed individuals |
27% - 35% p.a |
|
| |
| Balance Transfer Facility |
| Salaried individuals |
24% - 32 % p.a |
| Government & Armed Forces |
26% p.a |
| Self-Employed individuals |
26% - 34% p.a |
|
| |
| Schedule of Charges |
| S.No |
Particulars |
Charges |
| 1 |
Processing Charges |
Rs 2,500/- (non-refundable) |
| 2 |
Appraisal Charges |
Up to Rs 5,000/- (non-refundable) |
| 3 |
Hypo / Lien Marking charges |
As per actual (if any) |
| 4 |
Legal Charges |
Rs 10,000/- or actual (whichever is lower) |
| 5 |
Late Fees |
Rs. 500 /- per instance |
| 6 |
Prepayment Penalty |
5% on outstanding balance |
| 7 |
Cheque Return Charges |
Rs. 500/- per instance |
| 8 |
Over the Counter Cash Payment Charges |
Rs 100/- per transaction |
| 9 |
Default Due to Lack of Funds on Standing Instructions |
Rs 500/- per instance |
| 10 |
Credit Insurance (Optional) |
Up to 5% p.a. of the finance amount |
|
| |
| Note: |
In addition to the above:
- Recovery of Courier / Postage / Telex / Fax / Cable Charges will also be made according to the prescribed tariff (wherever applicable).
- All applicable Government levies will also be recovered, however FED where applicable is included in the above charges.
- Standing Instruction Charges are waived for those customers who are giving these instructions to repay their Personal Instalment Loan facility.
|
| |
![]](/images/menu2.gif){kind=small}
![]](/images/smenu2.gif){kind=small}
