Schedule of Charges

Schedule of Charges**

S.No	Particulars	Charges
1	Processing charges	Rs.5,000/- (non-refundable)
2	Income estimation charges	Up to Rs.10,000/- (non-refundable)
3	Late fees	Rs.500/- per instance
4	Prepayment charges	5% on the partial payoff amount
5	Prepayment charges (full payoff)	5% on outstanding balance
6	Cheque return charges	Rs.500/- per instance
7	Over the counter cash payment charges	Rs. 100/- per transaction
8	Default due to lack of funds on standing instructions	Rs.500/- per instance
9	Credit insurance (optional)	Up to 5% p.a of the finance amount

Note:
In addition to the above:
1. Recovery of Courier/Postage/Telex/Fax/Cable Charges will also be made according to prescribed tariff (wherever applicable).
2. All applicable Governement levies will also be recovered, however FED where applicable is included in the above charges.
3. Standing Instruction Charges are waived for those customers who are giving these instructions to repay their Business Installment Loan.

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